Protect Your Credit and Stop Foreclosure

Protect Your Credit and Stop Foreclosure

The foreclosure process is a daunting task. A short sale may prevent a foreclosure. There is a large number of homeowners who will be in the distressing process of losing their homes. The foreclosure process can be long, stressful and severely damaging to the homeowner’s savings, assets and credit. You may qualify for a short sale.

What is a short sale? A short sale is a transaction in which if the homeowner is upside down, the bank will let the homeowner sell the home for less than the loan balance. The borrower has a REALTOR® sell the home at or above the minimum price the bank has set. This saves the bank the expense of a foreclosure suit and the possible long-term cost of owning the asset. 

A short sale does NOT absolve the homeowner from the debt they incurred with the  mortgage, but it can be better than a full-on foreclosure. I am SFR® – Short Sales and Foreclosure Resource Certified, and If you have ANY questions, I’m here to help. Please feel free to reach out and contact me.

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